Prime
Lending Rate
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Priority Bonds Best Achieved Rate
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Peace of Mind
Priority Bonds is a vibrant independent consulting
service offering South Africa home
loans
and bond finance solutions
that offer simple, fast and effective results.
Low Interest Rates
We offer competitive interest rates from all major
banks and advice for all home loan
financing requirements, remember that the right
advice is a phone call away. See what lower interest
rates can save you by clicking here
Personal Service
We provide you with freedom of choice to choose the
bank you want and the best deal for you. We will
consistently advise you on the right
home loan, mortgage or bond for your unique and
individual requirements.
You benefit because we represent all major banks but
are not loyal to any bank, but rather our loyalties lie
with our clients and therefore we negotiate with banks
on your behalf. This ensures that you receive
professional, unbiased advice and the best deal
available.
Speed
Our mission is to save you money, time and to offer
you independent and professional home
loan and bond solutions.
Why should I use you?
You have seen that there are so many bond
originators these days, how do you know who you can
trust with your real estate finances? You will be
pleased to know that if you choose to use our services,
our highly trained and friendly people will consistently
fight for you, for the lowest interest rate and the best
deal available. We deal directly with ABSA, Standard
Bank, Nedbank, Old Mutual Bank and FNB
home loan departments via our advanced computerized
systems. You can also call us or email us whenever you
want to find out what the status of your application is,
no queues and no holding on forever listening to a voice
saying: "You call is important to us, please hold".
What is a Bond Originator?
In the old days, people used to go the bank and wait
in queues and then eventually talk to someone about a
home loan. After that you would have to call the
bank call centres and wait for a long time to get some
answers. You had no control over who worked on your file
and what interest rates were given. Basically slower
service and no real choice, unless you had the time to
go to all five banks and go through this process five
times.
Priority Bonds Bond originators will fill out the
form for you, help you with financial advice, go to all
five banks on your behalf, keep you posted on progress
and allow you to choose the best deal for yourself.
Originators have a great relationship with all the
banks and understand the home loan
process so you save time and get the best possible deal.
What Lower Interest Rates can Mean to You
|
Loan amount |
Repayment @ 13% |
Repayment @ 11% (Prime - 2%) |
What you can actually Save by getting a lower
Interest Rate |
| R 50,000 |
R 585.78 |
R 516.09 |
R 69.69 |
|
R 75,000 |
R 878.68 |
R 774.14 |
R 104.54 |
| R 100,000 |
R 1,171.57 |
R 1,032.18 |
R 139.39 |
|
R 250,000 |
R 2,928.93 |
R 2,580.47 |
R 348.46 |
| R 500,000 |
R 5,857.87 |
R 5,160.94 |
R 696.93 |
|
R 850,000 |
R 9,958.39 |
R 8,773.60 |
R 1,184.79 |
| R 1000,000 |
R 11,715.75 |
R 10,321.88 |
R 1,393.87 |
Debt consolidation example
How to give yourself a raise.
"Increase your net earnings, obtain cash lump-sum and reduce your bad debt"
Yes it's true!! You can do this as follows.
Make a list of all your expensive debt, such as accounts and credit cards.
Total your repayments and debt for these.
Now re-finance your property to cover this debt.
See example: (figures are approximate)
Expensive debt:
| Description |
Debt |
Monthly Payment |
| Credit Card 1 |
R15 000 |
R1500 |
| Credit Card 2 |
R20 000 |
R2000 |
| Clothing Acc's |
R6000 |
R1000 |
| Overdraft |
R9000 |
R500 |
| TOTALS |
R50 000 |
R5000 |
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Refinance your property for a further R100 000
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Pay off Debt of R50 000 (expensive debt)!
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Have R50 000 cash to do with as you please! You could use this to buy new furniture, have a little cash stashed away, take a vacation or anything your heart desires!
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The further bond will cost an additional R1000 per month.
You will no longer need to pay R5000 towards expensive debt but we do suggest you pay an additional R500 towards the bond.
You have effectively given yourself a R4000 tax free increase in your personal income!!
WHAT YOU MUST DO NEXT:
1. CALL US TODAY FOR ASSISTANCE or CLICK HERE (choose debt consolidation).
2. SERVICE FREE OF CHARGE
3. NO NEED TO SEE US AS WE CONSULT OVER THE PHONE WITH YOU
TEL
041 379 2177 (ask for Priority Bonds) EMAIL:info@bondbank.net
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